Phono-semantic — one part hints at the meaning, another at the sound
Example phrases
机场的兑换柜台汇率偏低,很多旅客宁愿使用手机支付。Jīchǎng de duìhuàn guìtái huìlǜ piān dī, hěn duō lǚkè nìngyuàn shǐyòng shǒujī zhīfù.The exchange counter at the airport offers a rather low rate, so many travellers would rather use mobile payment.
我想去银行兑换一些外币。Wǒ xiǎng qù yínháng duìhuàn yìxiē wàibì.I would like to go to the bank to exchange some foreign currency.
积分满一百分就可以兑换一份礼物。Jīfēn mǎn yì bǎi fēn jiù kěyǐ duìhuàn yí fèn lǐwù.Once you reach a hundred points, you can exchange them for a gift.